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Business insurance provides financial protection from losses you cannot control. This includes vandalism to your landscape in many cases. However, there are limitations to how much coverage you have as well as when this type of coverage applies. If you are unsure about any type of incident, contact your agent. READ MORE >>

Home insurance is one of the best tools to help you when accidents happen. But it does not always cover losses related to wear and tear. Your windows need routine care to minimize risks to them over time. And, sometimes, the water damage created by your windows can be significant. READ MORE >>

Some insurance companies require drivers to make a deposit when purchasing auto insurance. Not all do this, though. It is important to discuss the need for a deposit with your insurer before agreeing to the terms. There are a few key things to remember about this policy and what the deposit means. READ MORE >>

Water damage inside a vehicle can be devastating. When it occurs, it can become hard to remove. The seats may develop mold over time. The carpeting or leather may warp. It can also cause significant damage to the engine and electronics. In this situation, your first step is to call your auto insurance company. READ MORE >>

An unoccupied home is one in which someone is not living at the moment. It is not uncommon for a home to be ready to live in but remain empty for a period of time. However, when this happens, the home insurance agent needs to know. This information becomes critical after 30 to 60 days. READ MORE >>

An unoccupied home is one in which someone is not living at the moment. It is not uncommon for a home to be ready to live in but remain empty for a period of time. However, when this happens, the home insurance agent needs to know. This information becomes critical after 30 to 60 days. READ MORE >>

Many businesses have products, supplies or even property elements prone to contamination. Whether you’re a retailer or a manufacturer, contamination is a serious expense. Before settling on business insurance, consider whether contamination insurance is right for you. The Hidden Costs of Contamination READ MORE >>

The tires on your vehicle take the most abuse every time you take them out onto the road. You are likely to need to replace them from time to time. However, proper driving habits can help you minimize how frequently this is. If you fail to maintain your tires, you could be in an accident. READ MORE >>

Cyber insurance is a growing asset for many business owners. In a connected world, it is easy to expose customer or company data to would-be thieves. This is why business insurance is increasingly including cyber liability insurance. Knowing the risks and understanding your exposure is important. READ MORE >>

Car insurance rates depend on many factors. In most cases, insurance companies consider how likely it is that they will have to pay out a claim to you. Various reasons exist for this, such as the value and type of car you have. If you damage another person’s property, and the insurer pays for it, your rates could go up, as well. READ MORE >>

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Harrell Insurance Agency
2000 Sam Rittenberg Blvd Suite 124 Charleston, SC 29407
Ph: (843) 766-5533
Fax: 843.769.5980
contactus@harrell-insurance.com
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